Loans can take time. But urgent needs typically don’t allow you the time that a typical loan may require. How then can a loan assist in addressing an urgent need for funds? Well, for such needs, there are special types of loans that today’s market offers. One such loan product is the 1-hour payday loan.
What is a 1-hour payday loan? The answer is simple. A payday loan – like any other loan – has an application process, eligibility verification, approval process, agreement, and disbursal process. Typically, a 1-hour payday loan application, approval, and disbursal take minimum time. The agreement is the stage that is dependent upon the borrower’s promptness. The loan eligibility verification is hence the stage in focus. A 1-hour payday loan process is designed such that most borrowers (those who provide complete and easily verifiable details and documents) are verified for loan eligibility within an hour during the business hours of the lender.
At Online Cash Loanz, we provide you with 1-hour payday loans online through the most suitable and trusted direct lenders, via our fully online platform that enables you to apply for the loan from anywhere, and at any time convenient to you.
For 1 Hour Payday Loans, No Credit Checks, Direct Lenders & No Brokers are Key
There are 3 key qualities of a 1-hour payday loan that you as a borrower, need to pay attention to:
- No Credit Checks: 1-hour payday loans can be as quick as claimed, only when the traditional hard credit check is bypassed. After all, a thorough credit check takes hours to days.
- Trusted Direct Lenders: Non-bank loans can be a risk when taken from a lender that’s not reputable and trusted. At Online Cash Loanz, we work with lenders that are renowned for their performance and prominence.
- No Brokers: While direct lenders are the end issuer of your loans, you can also be getting such loans through brokers. Delays and commissions almost always add to the deal when a broker is involved. When you need 1-hour payday loans, the best way is to simply avoid brokers and deal with trusted direct lenders.
Can 1 Hour Loans for Bad Credit be Safe?
1-hour loans for bad credit scores are just the same as those for good credit scores and come with the same safety. This is because all such loans wouldn’t feature a hard credit check and the best ones are based upon the borrower’s income.
Benefits offered by Our 1 Hour Payday Loan Direct Lenders
Our select and trusted 1-hour payday loan direct lenders offer more than just speed. Other key benefits that are of value to many of our borrowers include:
- Completely online application process
- No hard credit checks done
- Loans of up to $2,500 (or as eligible)
- No requirement of faxing or paperwork
- Direct deposit did upon offer acceptance
- ACH transactions are done for repayments
- Quick online customer service
With Some Lenders, 1 Hour Payday Loans with No Employment Verification can be considered
In some cases, we can connect you with a direct lender that can provide a 1-hour payday loan with no employment verification, as long as all documents and details provided are as per the requirement and authentic. We understand that you may have a privacy concern that can bring about such a need. Simply connect with our team and let us know accordingly.
Our eligibility requirements for the loan are simple:
- Your Social Security Number
- A copy of your driver’s license
- Bank details and 3 months’ statement
- Recent pay stubs or salary slips
- Contact information
With these in order, we would assist you.
How hard is it to get One Hour Payday Loans for Bad Credit
One-hour payday loans for bad credit are readily available for those with a regular monthly income of $1,000 or above, who can supply the aforementioned details and documents. These 4 features of our one-hour payday loans shall help you understand exactly how easy the loans are:
- Bad Credit Loans are Based Upon Income
Our loans for bad credit are income-based loans. That means, if you have a stable monthly income, you already meet the primary criteria for loan eligibility and other secondary factors are assessed/verified thereafter.
- 1 Hour Payday Loans have No Credit Checks
Our 1-hour payday loans are short-term credit instruments of small value, and hence need not feature the traditional hard credit checks. The direct lenders have processes for loan eligibility assessment which is independent of the traditional hard credit checks. This is essential for the loan to be swift.
- Our 1 Hour Payday Loans for Bad Credit come from Trusted Direct Lenders
With Online Cash Loanz, you can rest assured that each lender we work with, is a trusted name in the industry and has a reputable performance. This makes your borrowing transaction safer and more reliable.
- 1 Hour Loans provide Guaranteed Approval for Eligible Borrowers
If you meet the loan eligibility requirements, you do not need to worry about loan approval when you choose us, as you get 2 levels of reassurance. For the first, each lender provides a guarantee of approval of loans of the amount that you are eligible to borrow. And for the second, we provide the redundancy that allows your application to be presented to an alternative lender, should the deal with one not work out for any reason.
Apply to Get Your 1 Hour Payday Loan Online
Getting your 1-hour payday loan online starts with a simple and friendly application that just takes under 3 minutes to fill and submit. Once you submit all details and documents, you’re connected to a suitable direct lender and your loan request is taken forward. Once ascertained to be eligible for the loan, you shall receive a loan offer from the direct lender and upon acceptance of the offer, the loan amount shall be yours! So, why wait? Simply apply and the money could be yours soon